Browsing CategoryPersonal Finance

Top Tips for Becoming a Mortgage Adviser

Are you looking for a career change? Or are you trying to land your first job? No matter what the case is, you are here because you want to know what it takes to start a career as a mortgage adviser. Well, here are the top tips to become a mortgage adviser: Learn what you can about the job. Like any other job, you need to be prepared before you start looking for open positions. So the first step you have to take before you become a mortgage adviser is to learn all that you can about the job. For…

Patrick Dwyer Merrill Lynch – Why More Finance Should be Taught in Schools

I was talking to my good friend Patrick Dwyer Merrill Lynch genius and financial superstar last week about the education system and it is very much his belief that finance should be discussed more in the classroom. Of course at college level there is a lot of finance discussed but in the main it isn’t something which younger children have the opportunity to learn about. I wasn’t entirely sure how I felt about this but after discussing it with Patrick for some time he did bring me around to the idea. I would love to get your thoughts on this…

5 Tools That Will Help You Reach Your Financial Goals

Looking towards new financial goals can be an exciting time. Whether you are upgrading to a new vehicle, buying a new home or even just setting aside savings for your retirement you’ve taken the first step towards financial freedom. Now, you will need to continue to take steps to reach those goals, and you may need a little help along the way. These tools can give you the boost you need to obtain your goals quickly and with ease 1. A Proper Budget A good budget can be your rock during the trying time of pushing towards your goals. However,…

Pros and Cons Of Filing Chapter 7 Bankruptcy When In Debt

Many people have found themselves in the situation where credit cards have taken up most of their money, or loans have been eating at their wallets. Some of these people make the choice to file for Chapter 7 when they are in need of money. Chapter 7 bankruptcy eliminates many legal obligations of the debtor to pay the debts what existed when he or she filed for bankruptcy. Almost any individual that owns property in the United States can file. However, this comes with several benefits and detriments. It is important to weigh these out before you make the decision…

Protect Your Finances With Car Insurance

Of the many assets you own, few are more useful — or valuable — than your automobile. Just like you take steps to protect your investments, so do you need to protect your vehicle — and that means getting car insurance. Having the right car insurance can save you money by providing much-needed financial protection should you get in an accident. Here’s a closer look at why both comprehensive and collision coverage are an absolute must for all drivers. Collision Coverage As the name implies, collision coverage provides financial assistance should you get involved in an accident with another car.…