4 Ways to Build Credit If You Have Poor or No Credit

In the United States, your credit score is everything. It can impact what credit cards you can apply for, what homes you’re approved for, what cars you can get, what apartments you can rent, and much more. That means if you have no credit or bad credit, you may have a harder time functioning in general society. Here are four of the ways you can best utilize the best credit card for poor credit or no credit. 1. Sign Up for a Secured Credit Card A secured credit card may be much easier for you to get approved for if…

5 Questions to Ask When Considering a Hybrid Workplace Environment

Many companies are choosing to move toward a hybrid workplace environment, which is where workers have some ability to work from home and some ability to work at the office. However, hybrid workplace environments aren’t appropriate for every business. Here are five questions to consider if your company is thinking about moving to a hybrid workplace. 1. How Many In-Person Employees Do You Need for the Business to Operate? How important are in-person employees when it comes to operating your business? For a retail company, for example, office and administrative staff may be able to work remotely, while cashiers can…

Five passive income ideas that earn $1000+ per month

I once had a colleague who worked two jobs.  At the end of every month, he would come to me – flaunting some cash in his hands – and say, “Hey, still think double shifts are too stressful?” Then I’d say, “Yes, Billy, it’s back-breaking.” The funny guy would then whistle away. Call me lazy, but I belong to the school of thought that Smart Work trumps Hard Work all day long. So I devised my own plan to add another income stream to my salary. Took me a couple of days to figure it out, but at last, I…

Personal Finance Tips to Save Money Without Even Trying

saving money tips

If you are new to investing, there are many questions you will be facing before actually doing anything. When should you start? What should you be investing in? A good personal finance blog? Where to find investing news, information or advice? These questions and a few more will be answered on this post, but you’ll certainly face many more once you learn a bit more about the world of investing, and that’s perfectly fine. Even professional investors are always learning new personal investment tips everyday as markets change, and so should you. Don’t wait until tomorrow There’s no better time…

How to Find the Best Personal Investment Blog

finding the right personal investment blog

Smart investing is one of the core principles of good money management. In order to make the wisest choices on where to put your money to ensure that it yields maximum returns, you need to start learning about personal investment, and a personal investment blog is a good place to start. In the past, this may have been quite difficult due to a paucity of resources and a closed-shop environment that required you to conduct your business through a stockbroker via phone or mail. Fortunately, the internet has democratized the world of investing in a way in an unprecedented way.…